If the lake is shallow there can be a very strong underwater tow, whether the wind is blowing or not.
People are being forced to seek modifications for their underwater mortgages, watch retirement savings wither and choose between medicine and meals.
Almost 50%, or 25 million homes, will be underwater on their mortgage loans by 2011.
Many thousands of acres now lie underwater or are so wet that they will be inaccessible for many months.
We clambered out of the water after some serious underwater rock climbing.
Much trade was lost during the floods because people believed the entire city was underwater .
We were on the rock and had to deflate the boat underwater to reduce the pressure the water was exerting upon the boat.
And if you go in for underwater photography, take three times as much film as you think you need.
I wonder how many of these realtors' signs represent families in financial distress, underwater on their mortgages and/or maxed out on their credit cards.
A decline in your home's value could leave you underwater - owing more than your home is worth.