Overall, the group is expected to post pre-tax profits of £65m against £75m last time.
Lloyds reported a pre-tax profit of £1.6bn in the first half last year.
Operating profit, pre-tax income and net income were all up on 1999 figures.
As such, a pre-tax profit of £100m has been pencilled in by brokers.
It is expecting pre-tax profits to come in at £31.9m on Friday, down from £39.6m last time.
It allocates half of its pre-tax profits to dividends.
The self-employed personal contributions are not tax deductible, so one is paying it from pre-tax income.
Annual pre-tax profit is expected to be around £180m compared to £159m last year.
The company took on staff in 2001 and saw an increase in its turnover and pre-tax profit.
The profit shareout is based on 15 per cent of the company's pre-tax profit for 2000.