Even switching the amount of the shortfall predicted by your insurer to a repayment mortgage will help.
Consumers may think going directly to an insurer will save money in terms of commission fees.
You can still claim on your travel insurance, but then the insurer will recoup the cost from the airline.
I bought contents insurance from my existing insurer , but did so online for extra discounts.
Approach an insurer direct or try a broker, who will scour the market for you.
Effectively, the insurer and reinsured have agreed that such information is immaterial.
All claims should be reported to the insurer within thirty days of such claim arising.
You should speak to your insurer or broker before taking on these more costly projects to assess their benefit to you.
The court will not be directly concerned with how, or on what, the insurer spends the premium income.
It cannot have been contemplated that the insurer could benefit from its own breach.